When it comes to what treatments are medically necessary and which ones are not you may think that the ideal individual to choose what you’ll need is your physician. Naturally, this is the person who you place your trust in when you’re sick and the person that you turn to when you need answers, plus they are also the one with the medical degree so this person seems like a practical choice when it comes to establishing your treatment course. Ironically your doctor may perhaps has little to say about the path of treatment that you’ll go through.
When it comes to health care more often than not your course of treatment will be determined by your health insurance company and not your medical doctor. Many individuals quickly find this out when it comes to selecting a medication or treatment for something serious like cancer or heart disease. You may sit in your doctor’s office listening carefully to the course of treatment that he recommends for you only to find out in a week or so that your health insurance is refusing to pay for those things your doctor recommends.
As an ill individual this can be not only frustrating but maddening. It is difficult to grasp the concept that someone who doesn’t know you who really doesn’t know anything about your health condition can determine what you can and can’t do. It is for this reason that many doctors offer medication exchange programs and such that can help individuals get the medications they need for free or at a discounted price. Using this method allows doctors to be more in charge of the care of their patient’s and this allows them to feel much better about the care that they are offering.
A doctor holds a medical degree and as such should be allowed to make recommendations on what he feels is best for each of his patients as individuals not based on some standard of care dictated by the rules of the health insurance company. After all, that is why you spend such time hand selecting the right physician for your care.
Having a greater understanding of the way in which this system does or in many cases does not work for patient care can better help the individual realize that while health insurance is a helpful thing to have it in no way is a guarantee of coverage for all of the care you need. In many cases your health insurance company may leave you hanging.